Credit Health for Youth in Foster Care

This is an approximately 5-hour, self-paced course intended for those involved with young people in foster care (e.g. county department and Division of Youth Services staff, caseworkers, volunteers, nonprofit practitioners, foster parents, and other relevant parties). The course provides information and resources about the Foster Credit Check Mandate and how to properly comply with it. This includes detailed steps needed to review a credit report for errors, dispute inaccuracies, and address identity theft. This training is designed to fulfill the responsibility of child welfare agencies (CWAs) and DYS staff to ensure that youth aged 14 and older who are in foster care receive a copy of their credit report and assistance with resolving any inaccuracies found on the report. Additionally, those taking this course will learn how to communicate credit education to young people, including why credit is important for financial independence, the benefits of having good credit, and general credit knowledge to help youth and young adults build and sustain good credit as they transition into independent adulthood. 

Enrollment entitlement required to take this Course.
Course progress
Course Modules

Module 1: Course Introduction

Lessons
Module Activities
Credit Health for Youth in Foster Care Introduction Video (5 min)

Module 2: Credit Empowerment for Youth in Foster Care

Lessons
Module Activities
Credit Empowerment for Youth in Foster Care Video Lesson (8 min)
Credit Empowerment for Youth in Foster Care Quiz (10 min)

Module 3: Accessing and Reviewing Credit Reports

Lessons
Module Activities
Accessing Credit Reports Video Lesson (11 min)
Reviewing Credit Reports Video Lesson (13 min)
Accessing and Reviewing Credit Reports Quiz (10 min)

Module 4: Remediating Credit Reports

Lessons
Module Activities
Resolving Errors Video Lesson (8 min)
Addressing Identity Theft Video Lesson (12 min)
Remediation Scenarios Video Lesson (7 min)
Remediation Scenario Flashcards (15 min)
Remediating Credit Reports Quiz (10 min)

Module 5: Credit Building for Young Adults

Lessons
Module Activities
Credit Building Products Video Lesson (10 min)
Building Strong Credit Scores Video Lesson (9 min)
Marketing Messages Video Lesson (10 min)
Credit Building for Young Adults Quiz (10 min)

Module 6: Course Wrap-Up

Lessons
Module Activities
Credit Health for Youth in Foster Care Wrap-Up Video Lesson (4 min)
Credit Health for Youth in Foster Care Final Exam (20-30 min)
Course Evaluation (5 min)